Terms and Conditions

All text, graphics, models, layouts, and software made available through Newtone are owned by Newtone or its licensors and protected by applicable intellectual property laws. We grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for personal, non-commercial informational purposes. You may not copy, redistribute, modify, reverse-engineer, or create derivative works except as permitted by law or with prior written permission.

Content on the Service is general in nature and does not consider your objectives, financial situation, or needs. Nothing here constitutes investment, legal, tax, or accounting advice. You should conduct your own research and consider seeking independent professional advice before making investment decisions. Predictive outputs are probabilistic estimates based on historical data and assumptions that may be incomplete or change; they should not be relied upon as the sole basis for action.

We aim for reliable availability but do not guarantee uninterrupted or error-free operation. We may modify, suspend, or discontinue any part of the Service at any time, and may update content without notice. Where the Service links to third-party sites or data sources, those are provided for convenience only; we do not control or endorse them and are not responsible for their content or practices.

To the maximum extent permitted by applicable law, the Service is provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement. To the maximum extent permitted by law, Newtone and its officers, employees, and partners will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for loss of profits, revenue, data, or goodwill arising from use of or inability to use the Service, even if advised of the possibility. Where liability cannot be excluded, it will be limited to the minimum extent required by law. Nothing in these Terms excludes liability that cannot be excluded under applicable consumer protection law.

You agree to indemnify and hold harmless Newtone against claims, losses, and expenses arising from your breach of these Terms or misuse of the Service, to the extent permitted by law. We may suspend or terminate access if we reasonably believe you have violated these Terms or pose a risk to the Service or others. You may stop using the Service at any time. Sections concerning intellectual property, disclaimers, liability limits, and governing law survive termination.

These Terms will be governed by the laws of [Insert jurisdiction]. Any dispute will first be addressed through good-faith discussion; if unresolved, it will be submitted to the courts or alternative dispute process specified in [Insert dispute venue / arbitration clause, if any]. If any provision is found unenforceable, the remaining provisions continue in effect. We may update these Terms from time to time; material changes will be indicated by a revised effective date. Continued use after changes take effect constitutes acceptance of the updated Terms. For questions about these Terms, please use the Contact page.